Chartered Financial Consultant


Uncategorized

Warning: Rant Follows

Despite good intentions, I have not been able to sit down and write a thoughtful, succinct commentary in some time, so you’ll have to settle for a meandering, long-winded political …

Smog and the EPA

I vividly remember Los Angeles smog.  Living in LA from 1956 to 1972, I recall my eyes burning and experiencing shortness of breath.  I drove to college over the Mulholland …

Trump, Putin & Oil

So, what is this thing between President Trump and Mr. V. Putin? Trump obviously likes compliments. Vladimir is a former KGB leader who seems like such a sincere guy. He …

Thoughts on the Election and Two-Dollar Bill

I’ve always liked $2 bills; I use one for a bookmark.  TJ is on the front and the classic vision of the signing of the Declaration of Independence is on …

Protected Investors Acquired by Cambridge Investment Research

Over the years you’ve seen the name Protected Investors on forms and various communications from me.  PIA has been my Broker-Dealer (BD) since 2002.  That is about to change as …

Tending Your Money Garden: a book obituary

                I could write a book about my book, but you’ll have to settle for a chapter.                 In the spring of 1997 I started to rewrite and expand my …

Why Does the Stock Market Go Down? Why Does the Stock Market Go Up?

Disclaimer:  This commentary is based on nothing other than my observations from following the stock market for over 50 years.  Even as a teenager I owned some stocks and was …

“So, When are You Going to Retire?”

            This is a question I’m often asked.  Instead of my usual flippant reply, I thought I’d provide a more thoughtful response.           This was supposed to be the …

The Sixties…Not those Sixties. It’s a Great Time for Financial Strategizing.

For most of your adult life, doing wise financial planning is a good idea, but you don’t always have many options.  When you approach your retirement years, usually starting in …

The Unemployment Dilemma

The official unemployment rate has been hovering at about 8.2% during 2012, but it’s down from its recent peak 10.3% in October of 2009 (Source: National Conference of State Legislatures). …