Chartered Financial Consultant

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Is this a Good Time to Invest in the Stock Market?

I’m regularly asked this questions by clients, friends, strangers (once they know what I do), and by myself. My answer is usually: “yes. ,” but it almost never seems like …

Is the “Lost Decade” Over?

The 10-year period from 2000-2009 has been referred to as the Lost Decade. During these years, the 10-year average annualized return of the U.S. equity market (as measured by the …

I Admit it; I’m a Deficit Geek (Warning: ranting ahead)

“Government debt is every politician’s dream: it gives him the ability to buy votes by spending on government programs (with funds raised through borrowing) that will make him popular now, …

The Upside of Uncertainty

R. Kevin O’Keefe, CIMA®, AIF® Chief Investment Officer From First Affirmative Financial Network’s Market Commentary October, 2010 The Standard & Poor’s 500 Index rallied 11.3% in the third quarter, nearly …

Is it Time to Roth and Rollover?

The Basics Roth IRAs first became available in 1998. Unlike traditional IRAs, there is no immediate tax break. The advantage of a Roth is that the growth within a Roth …

Bob’s Quarterly Update Moves On

I’ve always loved newsletters: reading, writing and producing them. My last newsletter, Bob’s Quarterly Update (BQU), ran from Spring 1994 through November 2008. Forty five issues. I wrote my final …