Chartered Financial Consultant


Commentaries

Medicare Rocks

  I turn sixty five (65!) this month. This designates me as officially OLD, but it does provide my biggest birthday perk since I turned 21. I’m now covered by …

Fear of Bonding?

When clients want to discuss bonds with me on a daily basis, I know bond angst has made the mainstream. Bonds are supposed to be boring, but they can become …

Time for a Correction?

“Correction” is a cute word that describes a stock market decline of 10-20%. This is a normal part of unpredictable stock market cycles. The good thing about corrections is that …

Tax Wealth or Income?

As I begin my 41st year of preparing income taxes, I once again contemplate the complexity, even lunacy, of the Internal Revenue Code.  I have two thick volumes of The …

I went to the Fiscal Cliff and all I got was this lousy Sequestration T-Shirt.

The fiscal cliff really is something to worry about, but like most cliffs you don’t have to go over it. The U.S. doesn’t have to do a “Thelma and Louise.” …

Comparing Stock Market Returns by Presidential Terms

If I was President Obama’s campaign chairman, I would run would ads showing a crawling line representing the movement of the Standard and Poor’s 500 stock index from when President …

The Unemployment Dilemma

The official unemployment rate has been hovering at about 8.2% during 2012, but it’s down from its recent peak 10.3% in October of 2009 (Source: National Conference of State Legislatures). …

Gasoline Price Hysteria

Gasoline is a unique commodity. It is something most of us need to buy periodically. Its price is posted prominently wherever we drive. Our awareness and outrage about its price …

Is Your Tax Bracket Higher Than Mr. Burns?

What is your tax bracket? What percentage of your income do you pay in taxes? Even those who know that a certain presidential candidate paid 13.9% of his income in …

How is the economy doing as we start 2012?

So how is the economy doing? Your answer probably depends on whether you get your economic updates from official sources (Bureau of Labor Statistics and Congressional Budget Office) or Faux …