Chartered Financial Consultant


Commentaries

ObamaCare Thoughts

One reason conservatives hate the Affordable Care Act (aka Obama Care) is that it’s not called “Bush Care” or “Reagan Care.” The ACA is a product of congressional compromise that …

Medicare Rocks

  I turn sixty five (65!) this month. This designates me as officially OLD, but it does provide my biggest birthday perk since I turned 21. I’m now covered by …

Fear of Bonding?

When clients want to discuss bonds with me on a daily basis, I know bond angst has made the mainstream. Bonds are supposed to be boring, but they can become …

Time for a Correction?

“Correction” is a cute word that describes a stock market decline of 10-20%. This is a normal part of unpredictable stock market cycles. The good thing about corrections is that …

Tax Wealth or Income?

As I begin my 41st year of preparing income taxes, I once again contemplate the complexity, even lunacy, of the Internal Revenue Code.  I have two thick volumes of The …

I went to the Fiscal Cliff and all I got was this lousy Sequestration T-Shirt.

The fiscal cliff really is something to worry about, but like most cliffs you don’t have to go over it. The U.S. doesn’t have to do a “Thelma and Louise.” …

Comparing Stock Market Returns by Presidential Terms

If I was President Obama’s campaign chairman, I would run would ads showing a crawling line representing the movement of the Standard and Poor’s 500 stock index from when President …

The Unemployment Dilemma

The official unemployment rate has been hovering at about 8.2% during 2012, but it’s down from its recent peak 10.3% in October of 2009 (Source: National Conference of State Legislatures). …

Gasoline Price Hysteria

Gasoline is a unique commodity. It is something most of us need to buy periodically. Its price is posted prominently wherever we drive. Our awareness and outrage about its price …

Is Your Tax Bracket Higher Than Mr. Burns?

What is your tax bracket? What percentage of your income do you pay in taxes? Even those who know that a certain presidential candidate paid 13.9% of his income in …