Chartered Financial Consultant


Semi-Retired, Still

I started calling myself “semi-retired” in 2004.   I was sitting on a beach in Kauai writing my newsletter when I took a fancy to this concept. 

Last month I celebrated my 70th birthday, several times, in fact.  So it seems like a good time to inform my clients that I’m still semi-retired, aka “semi-working.” 

Not all of you reading this are my clients, but since I just started my eighth decade on Earth, I thought you might like to see my thoughts on my workfuture.

My clients’ most frequent question is no longer, “Trump seems intent on destroying the economy and the country.  So, should I move my investments to cash?” Now it’s, “Are you ever going to retire?”   Naturally, clients don’t want to search for a new financial or tax advisor. 

My current plan is to work until I’m 75, barring ill health or worse.  My job is not a physically demanding one and it’s often emotionally pleasing.  In 2023 I’ll re-evaluate my plans.

Last year I signed a continuity/succession agreement with two competent and charming women financial advisors from Newport Beach who are also affiliated with Cambridge. 

Should I die, become disabled or decide to retire, Shelby or Lisa will become your advisor.  You will be notified by an email or letter that will include their contact information.  My office will remain open for two to three months.  Vickie Valine will respond to phone calls and emails.  Shelby and Lisa will visit Sacramento periodically to visit with those who wish to meet face to face. 

Since 70% of my clients are within ten years of my age, most of you are familiar with the sobering concepts of death, disability and marathon AARP bingo tournaments.

For now, I plan to continue walking to work if the weather is good.  Hopefully, Bella and I will continue to travel 10 weeks a year, often in our VW bus.  I’ll golf weekly, sketch, take photos and hang out in The Weatherstone patio.  Between Monday and Thursday, when I’m not doing any of those things, I’m probably working.

These are the opinions of Bob Dreizler and not necessarily those of Cambridge or any other organization, are for informational purposes only, and should not be construed or acted upon as individualized investment advice.

Serving socially & environmentally conscious investors. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Website:
California Insurance License #0557650. Insurance products are not provided through Cambridge Investment Research, Inc.
Confidentiality Notice: This email, including attachments, may include non-public, proprietary, confidential or legally privileged information. If you are not an intended recipient or an authorized agent of an intended recipient, you are hereby notified that any dissemination, distribution or copying of the information contained in or transmitted with this e-mail is unauthorized and strictly prohibited. If you have received this email in error, please notify the sender by replying to this message and permanently delete this e-mail, its attachments, and any copies of it immediately. You should not retain, copy or use this e-mail or any attachment for any purpose, nor disclose all or any part of the contents to any other person. Thank you for your cooperation.  

NOTE: If at any time, you prefer not to receive notifications of these updates, just reply and ask to unsubscribe. On the other hand, if you know someone who would like to receive notifications of my commentaries, they can sign up at my website.

Copyright © 2018 Bob Dreizler Chartered Financial Consultant, All rights reserved.

Bob Dreizler

Bob Dreizler