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I’ve always liked $2 bills; I use one for a bookmark.  TJ is on the front and the classic vision of the signing of the Declaration of Independence is on …

Over the years you’ve seen the name Protected Investors on forms and various communications from me.  PIA has been my Broker-Dealer (BD) since 2002.  That is about to change as …

                I could write a book about my book, but you’ll have to settle for a chapter.                 In the spring of 1997 I started to rewrite and expand my …

Disclaimer:  This commentary is based on nothing other than my observations from following the stock market for over 50 years.  Even as a teenager I owned some stocks and was …

            This is a question I’m often asked.  Instead of my usual flippant reply, I thought I’d provide a more thoughtful response.           This was supposed to be the …

For most of your adult life, doing wise financial planning is a good idea, but you don’t always have many options.  When you approach your retirement years, usually starting in …

The official unemployment rate has been hovering at about 8.2% during 2012, but it’s down from its recent peak 10.3% in October of 2009 (Source: National Conference of State Legislatures). …

            The Stock Market can be frustrating when it’s in its merry-go-round phase.  It goes up and down, around and around, never go anywhere.  In early September of 2014, …

As I write this on, Wednesday, August 26th, the stock market is up following six consecutive days of declines.  This hasn’t happened since 2009, and August looks like it might …

Social Security is about to celebrate its 80th birthday.  Born in the heart of the Great Depression, it has survived wars, economic crises, social upheaval and Republican Presidential candidates.  What …