Chartered Financial Consultant

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Thirty Years in My Office

As I type this in late December of 2020, I’m admiring the view from my office desk.  It’s been almost thirty years since I moved into 2012 H Street Suite …

Interesting Numbers from the Election

Note: My commentaries are written about a week before you receive them because I need to receive compliance approval first. Feel free to contact me at work (916-444-2233) or on …

WHY I HAVEN’T BEEN WRITING COMMENTARIES LATELY

It’s been four months since I sent out my last commentary, and I’m mildly concerned.  I started writing a four-page paper newsletter in 1994.  Fourteen years and forty- five issues …

STOCK MARKET VOLATILITY AND YOU

Wow. These last two weeks have been an amazing ride for the stock market. The Dow Jones Industrial Average (an index of 30 large domestic stocks) did the following, starting …

Am I hysterical about the new tax law?

Not at all. What is “hysterical” squared or cubed or quadrupled? I’m closer to one of those. Blame Congressional REPUBLICANS and our __________________ (fill in the blank) President. They did …

Maps

In the age of GPS we rarely see The Big Picture. Recently I was driving from San Antonio to Dallas and decided to take “scenic” Texas back roads. I tried …

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Trump’s Stock Market Rally?

Yes, the stock market has gone up by 9%* during Donald Trump’s first six months in office. In a recent tweet, he seemed to take personal credit for this occurrence. …

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Warning: Rant Follows

Despite good intentions, I have not been able to sit down and write a thoughtful, succinct commentary in some time, so you’ll have to settle for a meandering, long-winded political …

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Smog and the EPA

I vividly remember Los Angeles smog.  Living in LA from 1956 to 1972, I recall my eyes burning and experiencing shortness of breath.  I drove to college over the Mulholland …

Trump, Putin & Oil

So, what is this thing between President Trump and Mr. V. Putin? Trump obviously likes compliments. Vladimir is a former KGB leader who seems like such a sincere guy. He …