Chartered Financial Consultant


Commentaries

Comparing Stock Market Returns by Presidential Terms

If I was President Obama’s campaign chairman, I would run would ads showing a crawling line representing the movement of the Standard and Poor’s 500 stock index from when President …

The Unemployment Dilemma

The official unemployment rate has been hovering at about 8.2% during 2012, but it’s down from its recent peak 10.3% in October of 2009 (Source: National Conference of State Legislatures). …

Gasoline Price Hysteria

Gasoline is a unique commodity. It is something most of us need to buy periodically. Its price is posted prominently wherever we drive. Our awareness and outrage about its price …

Is Your Tax Bracket Higher Than Mr. Burns?

What is your tax bracket? What percentage of your income do you pay in taxes? Even those who know that a certain presidential candidate paid 13.9% of his income in …

How is the economy doing as we start 2012?

So how is the economy doing? Your answer probably depends on whether you get your economic updates from official sources (Bureau of Labor Statistics and Congressional Budget Office) or Faux …

Traditional Business Media and the Occupy Movement

Press coverage of the Occupy movement has shifted its focus from the financial/political issues that created the movement to the commotion, arrests and individual acts of destruction that are its …

Checking out Occupy Wall Street.

I haven’t been this hopeful since the day before President Obama was inaugurated. Twice last week I dropped by Caesar Chavez Park in Sacramento to see what’s happening with Occupy …

What the heck is going on with the stock market?

Last Friday the Standard & Poor’s 500 Index closed at 1136.  A year ago it closed at 1134.  In the mean time, this index of the 500 largest stocks rose …

How High is the Debt Ceiling?

$14,300,000,000,000.00 or fourteen-point-three trillion dollars. That’s a lot of money. If you stacked one-hundred dollar bills flat, one on top of each other, one million dollars would be four feet …

Is this a Good Time to Invest in the Stock Market?

I’m regularly asked this questions by clients, friends, strangers (once they know what I do), and by myself. My answer is usually: “yes. ,” but it almost never seems like …