Chartered Financial Consultant


Commentaries

How is the economy doing as we start 2012?

So how is the economy doing? Your answer probably depends on whether you get your economic updates from official sources (Bureau of Labor Statistics and Congressional Budget Office) or Faux …

Traditional Business Media and the Occupy Movement

Press coverage of the Occupy movement has shifted its focus from the financial/political issues that created the movement to the commotion, arrests and individual acts of destruction that are its …

Checking out Occupy Wall Street.

I haven’t been this hopeful since the day before President Obama was inaugurated. Twice last week I dropped by Caesar Chavez Park in Sacramento to see what’s happening with Occupy …

What the heck is going on with the stock market?

Last Friday the Standard & Poor’s 500 Index closed at 1136.  A year ago it closed at 1134.  In the mean time, this index of the 500 largest stocks rose …

How High is the Debt Ceiling?

$14,300,000,000,000.00 or fourteen-point-three trillion dollars. That’s a lot of money. If you stacked one-hundred dollar bills flat, one on top of each other, one million dollars would be four feet …

Is this a Good Time to Invest in the Stock Market?

I’m regularly asked this questions by clients, friends, strangers (once they know what I do), and by myself. My answer is usually: “yes. ,” but it almost never seems like …

Is the “Lost Decade” Over?

The 10-year period from 2000-2009 has been referred to as the Lost Decade. During these years, the 10-year average annualized return of the U.S. equity market (as measured by the …

I Admit it; I’m a Deficit Geek (Warning: ranting ahead)

“Government debt is every politician’s dream: it gives him the ability to buy votes by spending on government programs (with funds raised through borrowing) that will make him popular now, …

The Upside of Uncertainty

R. Kevin O’Keefe, CIMA®, AIF® Chief Investment Officer From First Affirmative Financial Network’s Market Commentary October, 2010 The Standard & Poor’s 500 Index rallied 11.3% in the third quarter, nearly …

Is it Time to Roth and Rollover?

The Basics Roth IRAs first became available in 1998. Unlike traditional IRAs, there is no immediate tax break. The advantage of a Roth is that the growth within a Roth …