Chartered Financial Consultant


Commentaries

The Merry-Go-Round Stock Market

            The Stock Market can be frustrating when it’s in its merry-go-round phase.  It goes up and down, around and around, never go anywhere.  In early September of 2014, …

What’s Up (or Down) with the Stock Market

As I write this on, Wednesday, August 26th, the stock market is up following six consecutive days of declines.  This hasn’t happened since 2009, and August looks like it might …

Happy Birthday Social Security

Social Security is about to celebrate its 80th birthday.  Born in the heart of the Great Depression, it has survived wars, economic crises, social upheaval and Republican Presidential candidates.  What …

Tax Surprises Coming?

It’s good news when the stock market goes up steadily for over five years*, but there is a downside—income taxes eventually need to be paid on those gains. Massive market …

The Challenges of Writing My Quarterly Commentary

To grow old is to gradually cease to understand the times you live in.  – Norm Fisher (quoted in the November 2014  Shabala Sun magazine) Can any of you relate …

Are You Part of the Richest 1%?

Have you ever wondered if you are a member of the esteemed (or notorious) top 1% made famous by the Occupy movement? I suspect most of you already know. To …

The Flat Stock Market

Since the start of 2014, the Standard and Poor’s 500 Index is up about 2%. Not bad, but when this proxy for the overall stock market has averaged a 21% …

What a Difference a Year Makes

For thirty five years I’ve followed the stock market as part of my profession. For the twenty prior years, starting at about age ten, I was a spectator and minor …

ObamaCare Thoughts

One reason conservatives hate the Affordable Care Act (aka Obama Care) is that it’s not called “Bush Care” or “Reagan Care.” The ACA is a product of congressional compromise that …

Medicare Rocks

  I turn sixty five (65!) this month. This designates me as officially OLD, but it does provide my biggest birthday perk since I turned 21. I’m now covered by …